The bank you can build on
Griffin makes it simple, quick, and cost-effective to develop and launch financial products.
The power of a bank + modern SaaS technology
Build on the secure and regulated infrastructure of a bank and seamlessly embed financial products into your app via modern APIs.
Banking as a Service
- Customer onboardingLive
Automate your KYC/KYB processes (including AML and anti-fraud checks) with Verify, our end-to-end onboarding solution for fintechs.
- Safeguarding accountsComing soon
Stay compliant with safeguarding regulations and offer designated white-label deposit accounts for each of your customers. Perfect for EMIs and PIs.
- CardsComing soon
Give your customers more options for accessing their funds with branded debit, prepaid, and digital cards.
- Client money accountsComing soon
Streamline reconciliation with segregated CASS-compliant term and demand deposit accounts, with individual account numbers and sort codes.
- PaymentsComing soon
Access all the UK's major payment rails, including FPS, Bacs, and CHAPS, with FX payments in the pipeline.
Direct banking for fintechs
Manage your money with fintech experts. Our BaaS customers can get access to operational accounts and flexible credit.
Operational accounts
GBP business current accounts with as many sub-accounts as you need.
Credit and lending
Get the credit you need to grow your business with rolling overdrafts and secured lending.
Data-driven partnership
Our insight means we will offer competitive terms as a long-term stable banking partner.
The Griffin difference
More powerful than middleware
No more piecing together infrastructure from a dozen different providers. We're the one-stop shop for bank accounts, payments, cards, and more.Get to market quickly
Onboarding takes days, not months, with our frictionless self-service setup. Pay-as-you-grow pricing means no surprises and lower upfront costs.Compliance made simple
Our KYC/KYB technology and in-house expertise make it easy to manage risk with real-time visibility on your customers and their transactions.Scalable and flexible
100 customers or one million, retail or business – whatever you're building, our platform is designed to scale with you.
API-first and developer focused
We're the bank for builders – we aim to get you coding fast.
Sleek, modern APIs
Using clean JSON over REST.
Immutable architecture
Core banking system based on a durable event log.
Best-in-class technology
Cloud native, built on modern infrastructure.
Clearly documented
Simple, comprehensive API reference and guides.
Developer sandbox
Start testing right away – no fees, no sales pitch, no NDAs.
GET /v0/legal-persons
Host: api.griffin.com
Content-Type: application/json; charset=utf-8 {
"legal-person-type": "corporation",
"display-name": "Example Fintech Limited",
"created-at": "2022-08-31T12:14:14.631Z",
"application-status": "accepted",
"latest-decision": {
"decision-notes": "No red flags",
"decision-outcome": "accepted",
"created-at": "2022-08-31T12:14:59.402Z",
"decision-maker": "automatic"
}
}
Griffin is built for
UK fintechs
Innovative fintechs that have distinctive regulatory, compliance, and banking needs.
EMIs & PIs
Institutions that offer e-money services like cards, payment aggregation, escrow services and more.
Wealthtech firms
Regulated firms that are subject to client money requirements, such as trading and investment apps.