We are in the early days of a massive technological platform shift, with people delegating more and more of their work to AI.

There have been a few test cases floating around of people getting AI agents to engage in financial transactions, but these are generally limited to proofs-of-concept like getting an agent to buy a cup of coffee.

We think there is much further to go...but to get there, the financial system has to be fundamentally rewired to accommodate a world in which agents can freely transact‍—‌while still retaining appropriate safeguards.

Some of the things we've been asking ourselves:

• Why shouldn't you be able to have AI serve as a complete, end-to-end wealth manager for you?
• Why shouldn't you be able to have AI handle all of the boring payment admin that people and companies end up needing to deal with?
• Why shouldn't you be able not only to have the above, but to BUILD YOUR OWN, totally personalised, agent to handle money in whatever way is most relevant and appropriate for you?

An immediate answer to the above is that short of giving AI access to all the passwords to all of your accounts and letting it scrape websites and pretend to be you, all the banks and other financial services providers just aren't built to handle this. It might even break their terms of service!

Not us.

Today, we're opening up access to the Griffin MCP Server- a new way for you to build agentic applications directly on the banking system.

This is early for us (we’re in beta), but it shows the power of what's possible‍—‌you can use the Griffin MCP server to have an agent open accounts, make payments, and analyse historic events. You can also use it to build complete prototypes of your own fintech applications on top of the Griffin API - which we're already seeing customers doing in real time.

For now, agent access is limited to our sandbox environment - come and talk to us if you'd like to get it deployed in a production setting.

Let's go and build the future together. 🙂

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About Griffin

Griffin puts the bank in Banking as a Service. We combine the secure, regulated infrastructure of a bank with the speed and power of modern software into one powerful full-stack BaaS platform. We aim to empower companies to embed banking into their products quickly and safely. With purpose-built APIs and an all-access developer sandbox, we’re helping our customers build and launch payment platforms, financial wellness apps, client account products, business loans, and more.

Griffin is regulated by the PRA and the FCA. Griffin’s Firm Reference Number (FRN) is 970920.

Learn more: https://griffin.com | Inquiries: press@griffin.com