Skip to content

Blog

22 Oct 2025  •  Mo Backer

Q3 2025 product roundup

Get the scoop on some major updates to our products in Q3 2025.

2 Sept 2025  •  David Jarvis

Regulatory Debt

The hidden cost of taking on more risk than you can manage

29 Aug 2025  •  Nkechinyere Ogueri-Onyeukwu

Your Instagram story could be a criminal offence: A handy guide to understanding Financial Promotions

Let's start with the really uncomfortable truth: posting about your fintech on social media could land you in prison for up to two years. This isn't click bait.

29 Jul 2025  •  Nkechinyere Ogueri-Onyeukwu

CASS compliance: why you can't afford to get it wrong

With CASS 15 bringing new rules for payments and e-money firms, and enforcement ramping up across CASS-regulated businesses, getting this right has become critical.

10 Jul 2025  •  Mo Backer

Q2 2025 product round up

Here are some major updates to our products in Q2. There was a focus on improving security features and launching our MCP server.

26 Jun 2025  •  Nkechinyere Ogueri-Onyeukwu

Prosper teams up with Griffin to offer FSCS protected accounts, streamline operations and expand savings options

Updates banking infrastructure to make funding experience smoother for its members.

20 Jun 2025  •  David Jarvis

“But I have a contract!” or: how not to do business

How to treat your customers poorly and lose their loyalty

2 Jun 2025  •  Nkechinyere Ogueri-Onyeukwu

TransactPay partners with Griffin to enhance its customer proposition

Gains operational efficiency and competitive edge through dedicated banking infrastructure and payment processing upgrades.

29 May 2025  •  David Jarvis

The Agentic Bank - Announcing Griffin's MCP Server

While other banks aren't built for AI interaction, we are. Our MCP server lets agents open accounts, make payments, and analyse transactions - all while maintaining proper safeguards.

27 May 2025  •  David Jarvis, Eliot Sleep

Making a good logo even better

Mankind’s greatest achievements; landing on the moon, the discovery of fire...and designing the new Griffin logo.

15 May 2025  •  Nkechinyere Ogueri-Onyeukwu

TransferGo teams up with Griffin for GBP wallets and savings as it launches multi-currency business accounts.

New GBP wallets and interest-bearing savings to give UK businesses more control over their cross-border money movement.

17 Apr 2025  •  Nkechinyere Ogueri-Onyeukwu

Haboo money partners with Griffin to improve the loan repayment experience for lenders and borrowers

Save-as-you-repay wallet from haboo gives borrowers more control over debt repayment through flexible options, variable recurring payments, behavioral nudges and more.

16 Apr 2025  •  Nkechinyere Ogueri-Onyeukwu

Q1 2025 product round up

Here are some important product updates we made in Q1. There was a focus on improving onboarding and introducing a new all-purpose account type - embedded bank accounts.

13 Mar 2025  •  Nkechinyere Ogueri-Onyeukwu

CASS 15: Upcoming changes to safeguarding rules for payment firms

The FCA is strengthening safeguarding requirements for payment firms through new rules that enhance customer protection, increase accountability, and align with established client money regulations.

17 Feb 2025  •  Nkechinyere Ogueri-Onyeukwu

Yonder partners with Griffin to launch Top-ups and simplify payments reconciliation.

Embedded bank accounts lets Yonder's customers boost credit limits with cash top-ups, while streamlining payment reconciliation behind the scenes.

7 Feb 2025  •  Allen Rohner

All estimates are bad, some are useful

Accurate software estimates are impossible. Focus on what you know now, make fewer commitments, prioritise quality and get the minimum lovable product into the customer’s hands sooner rather than later.

20 Jan 2025  •  Nkechinyere Ogueri-Onyeukwu

In conversation with Joss Tasker (CEO, Sync Savings): Embedded savings accounts and payroll

We dive into the benefits, challenges and opportunities of payroll savings in this chat with Sync CEO, Joss Tasker.

15 Jan 2025  •  Nkechinyere Ogueri-Onyeukwu

Q4 2024 product round up

Here’s a look at some of our most important updates in the last quarter of 2024. We were focused heavily on maintaining our strict approach to safety and security. Plus, you'll find some insights into what we’re sticking our hands in this year! 👀

14 Jan 2025  •  Nkechinyere Ogueri-Onyeukwu

In conversation with Glyn Trott (CEO, Calmony): Automating client accounting for letting agents

We chat about the proptech industry and upcoming regulatory changes in our most recent episode of In conversation with Griffin

13 Jan 2025  •  Nkechinyere Ogueri-Onyeukwu

In conversation with Matthew Parden (CEO Marygold & Co. UK): Building an intuitive savings app

In our latest conversation, Mo Backer sat down with Matthew Parden, CEO of Marygold & Co. UK, to chat about how they are approaching money management from a completely different angle – human psychology.

4 Dec 2024  •  Nkechinyere Ogueri-Onyeukwu

WealthKernel taps Griffin to expand its product portfolio with savings accounts

This partnership will enable WealthKernel's customers take a more holistic approach to their financial health—whether it is building savings or investing for the future.

28 Nov 2024  •  Miroslava Betinova

Highlights from Slush 2024: Responsible innovation and leading with product

Our Head of Fintech, Miroslava Betinova shares her insights and the talks that stood out at Slush this year.

five pounds notes
25 Nov 2024  •  Nkechinyere Ogueri-Onyeukwu

The business case for payroll savings

In a period of rising living costs in the UK, payroll savings offers not just a savings tool, but a pathway to financial security and wellbeing.

21 Nov 2024  •  Allen Rohner

Allen’s Ethos: Our CTO and co-founder on how to scale a start-up

Our CTO and co-founder, Allen Rohner shares some principles that founders and start-ups should prioritise.

20 Nov 2024  •  Nkechinyere Ogueri-Onyeukwu

In conversation with Ian Wheeler (CEO, Income Group): Elevating the employee payroll experience

The combination of Income Group's deep understanding of payroll and employee needs with Griffin's modern banking infrastructure is creating new possibilities for how companies can support their employees' financial wellbeing.

15 Nov 2024  •  Nkechinyere Ogueri-Onyeukwu

A guide to UK Faster Payments

Whether you're sending one-off payments or managing regular transfers, you can build efficient, automated processes around Faster Payments using our API.

12 Nov 2024  •  Phoebe Wallis

How API-first banking helps B2B lenders automate their processes and scale

When lenders have better banking, businesses get better funding. The future of lending isn't just about making things more efficient for lenders - it's about making funding more accessible and useful for the businesses that need it.

7 Nov 2024  •  Nkechinyere Ogueri-Onyeukwu

Marygold & Co. UK partners with Griffin to drive healthy financial habits with an innovative wealth and savings app

New app designed to support the vulnerable and help small businesses with managing idle funds.

22 Oct 2024  •  Nkechinyere Ogueri-Onyeukwu

Embedding a savings account product

Should you offer savings accounts? Here's a quick look at some use cases for embedded savings accounts.

21 Oct 2024  •  Ariane Gaetani

Q3 2024 product roundup

Introducing our new quarterly product roundups! These updates will take you through our most impactful deliverables for the past quarter and give you a little insight into what's coming next.

17 Oct 2024  •  Katy Zack

Getting started with sustainability regulations: A guide for UK Fintechs

Head of Sustainability, Katy Zack shares an overview of sustainability regulations relevant to fintechs in the UK.

15 Oct 2024  •  Annie McCullagh

What we learned from the Gathering 2024

Come behind the scenes with People Experience Designer, Annie McCullagh and see what we learned from organising our annual offsite, the Gathering.

13 Sept 2024  •  Jorge Zaccaro

How we built interest

Explore the concept of interest, the technicalities in building accurate interest calculation on our banking platform, and how cross-functional collaboration is important for successful product builds.

10 Sept 2024  •  Nkechinyere Ogueri-Onyeukwu

Griffin announces move to general availability, opens up BaaS platform to UK fintechs

The UK's leading bank for fintechs closes its early access programme, Foundations.

4 Sept 2024  •  Nkechinyere Ogueri-Onyeukwu

Income Group partners with Griffin to drive financial inclusion with embedded savings accounts

Griffin teams up with Income group to power embedded savings accounts in the IGsend app.

21 Aug 2024  •  Joe Campbell

How we support mental wellbeing at Griffin

Head of Talent and People product, Joe Campbell shares insights on how we're building mental wellbeing into our culture

7 Aug 2024  •  Katy Zack

Why fintechs should get the B Corp certification early

Becoming a B Corp as an early stage fintech has the potential to massively drive growth for your business.

11 Jul 2024  •  Nkechinyere Ogueri-Onyeukwu

Griffin earns B Corp certification, reinforcing its commitment to build a business with a positive impact on the world

The UK's leading bank for fintechs commits to the high standards of verified performance, accountability and transparency of the B Corp certification.

3 Jun 2024  •  Miroslava Betinova

What to expect at Money 20/20 Europe: Renewed focus on embedded finance and alternative payments

We examine some of the key themes that we expect to emerge at Money 20/20

19 Apr 2024  •  Nkechinyere Ogueri-Onyeukwu

Fintales with Griffin: Unlocking better value propositions

In the second edition of Fintales, we got together to discuss the innovation dilemma. How can banks and fintechs work together to solve problems and deliver value for customers?

15 Mar 2024  •  Kieron McAdam

Interviewing for an engineering role at Griffin

Talent partner, Kieron McAdam shares a guide to interviewing for software engineering roles at Griffin

11 Mar 2024  •  Nkechinyere Ogueri-Onyeukwu

Griffin secures $24 million in funding and launches as a fully operational UK bank

- PRA and FCA approves Griffin’s application to lift restrictions and exit mobilisation - Funding will be used to scale the bank and enhance infrastructure for new and existing customers

22 Feb 2024  •  Nkechinyere Ogueri-Onyeukwu

Griffin launches Foundations, an early access programme for UK companies to embed banking products

Fintechs who want to embed banking products like savings accounts, safeguarding accounts and accounts for holding client money can apply to join Foundations

9 Feb 2024  •  Alex Nash

What is Simplified Due Diligence?

MLRO Alex Nash explains Simplified Due Diligence and shares some scenarios where it may be applied.

2 Feb 2024  •  Katy Zack

We’ve measured our carbon footprint and we are committed to net zero!

The start of Griffin’s sustainability journey

8 Dec 2023  •  Mo Backer

Highlights from Slush 2023: community building, intuition in product development and an impending platform shift

Our Head of Product Marketing, Mo Backer breaks down some themes that caught our attention at Slush 2023

4 Dec 2023  •  Nkechinyere Ogueri-Onyeukwu

Foundations: Introducing our early access programme for UK companies

Foundations is for companies in the UK who want to embed banking solutions into their products

30 Nov 2023  •  Nkechinyere Ogueri-Onyeukwu

Griffin announces senior hires to drive embedded finance revolution

The UK bank and BaaS platform welcomes key team members across Customer Success, Enterprise Risk, Operations, Sustainability, Finance and Sales.

8 Nov 2023  •  Alex Nash

How to spot a payment scam: Five red flags you shouldn't ignore

Scams are becoming harder to spot. Vigilance is your best defence. Here are five warning signs to watch out for and some simple steps you can take to stay safe.

7 Nov 2023  •  Nkechinyere Ogueri-Onyeukwu

How can embedded finance help protect client money in proptech?

In this episode of 11:FS Fintech Insider spotlight, we join Lettspay to discuss regulatory enforcement in the proptech sector and banking partnerships

2 Nov 2023  •  David Jarvis

On Culture: Solving problems at a systemic level

Treating problems as isolated events increases the chance of their recurrence. It's far better to assume all problems are systemic and respond accordingly

1 Nov 2023  •  Jeremy Barber

Unpacking Consumer Duty for fintech firms

How can financial services firms embed the new Consumer Duty across their business to ensure that customers receive good outcomes?

23 Oct 2023  •  Nkechinyere Ogueri-Onyeukwu

Fintales with Griffin: Powering the proptech sector with embedded finance

In the very first edition of Fintales, we asked: how can banks help proptech companies provide fully compliant solutions to landlords and letting agents?

19 Oct 2023  •  Shanzé Ijaz Munir

Solving proptech problems with better banking

Regulators are ramping up enforcement of client money rules in the property sector - what does this mean for letting agents and proptech companies?

10 Oct 2023  •  Shanzé Ijaz Munir, Howard Rees

Safeguarding and client money: Why dedicated accounts trump pooled accounts

Most traditional banks can only provide pooled safeguarding and client money accounts to fintech customers. At Griffin, we're building something different.

2 Oct 2023  •  Dora Grant

An introduction to the Three Lines of Defence

The Three Lines of Defence is a tried-and-true model for embedding effective risk management throughout your organisation.

24 Aug 2023  •  Shanzé Ijaz Munir

Griffin partners with Veriff to offer out-of-the-box ID&V to BaaS customers

Our customer onboarding solution now comes pre-integrated with Veriff's technology, allowing fintechs to run biometric checks on new users quickly and securely.

21 Aug 2023  •  Kathryn Sharpe

ID&V: what every B2C fintech should know

A robust ID&V process is essential for complying with regulatory standards, guarding against financial crime, and enhancing customers' trust in your product.

11 Aug 2023  •  Howard Rees

An introduction to client money accounts

Looking after money on behalf of customers is a high-trust activity with potential to deliver enormous value - but only if the right guardrails are in place.

31 Jul 2023  •  David Jarvis

Culture interviews: setting your team up for success

At Griffin, we are very big on deliberately designing the culture we want. We also want everyone who joins our team to feel empowered to succeed from day one!

12 Jul 2023  •  Howard Rees

Which UK payment rails are right for you?

Product manager Howard Rees goes deep on the history of payments technology and lays out the pros and cons of Bacs, CHAPS, Faster Payments, and more.

20 Jun 2023  •  James Trunk

How to democratise decision making at work

In a world of accelerating change, making accurate and effective decisions is critical to building successful products.

7 Jun 2023  •  Nkechinyere Ogueri-Onyeukwu

Griffin raises $13.5 million in Series A funding round led by MassMutual Ventures

The newly licensed UK bank will use the funds to support go-to-market and enhance its core banking infrastructure.

6 Jun 2023  •  Sameer Dubey

Enhancing your fintech's proposition with a savings account

CPO Sameer Dubey explains how the right banking partner can enable fintechs and brands to embed savings accounts into their existing products and ecosystems.

24 May 2023  •  Alex Nash

Tipping off explained

MLRO Alex Nash explains what "tipping off" means, and shares some tips on how to avoid it while still providing a great customer experience.

19 May 2023  •  Miroslava Betinova

Money 20/20 predictions: the rise of true Banking as a Service, consumer-focused regulation and AI innovation

We dig deep on expectations for Banking as a Service and the banking industry as a whole in the second half of 2023.

2 May 2023  •  Nkechinyere Ogueri-Onyeukwu

Griffin strengthens leadership team with Marina Gorey joining as Chief People Officer

The UK bank appoints new Chief People Officer to drive organisational growth and enhance internal operations

12 Apr 2023  •  Shanzé Ijaz Munir

Q&A with Cable CEO, Natasha Vernier: Let’s talk automated assurance and customer onboarding

Cable's innovative technology lets us conduct sophisticated automated assurance and customer checks to ensure compliance across our platform.

28 Mar 2023  •  Laura Hauser

Griffin strengthens executive leadership team with new Chief Financial Officer and Chief Risk Officer

The recently authorised UK bank hires top talent with Chad Ryan joining as CFO and Dora Grant as CRO.

7 Mar 2023  •  Laura Hauser

It’s official: Griffin is a bank!

London-based Banking as a Service (BaaS) provider has received authorisation with restrictions from the Prudential Regulation Authority (PRA).

1 Mar 2023  •  Alex Nash

The case for a risk-based approach to financial crime prevention

Understanding what risks pose a higher threat to your customers allows you focus on preventing financial crime at the point of maximum impact.

24 Feb 2023  •  James Trunk

Why proper planning is the key to running effective meetings

Meeting culture like all aspects of a company's culture should be carefully created and reinforced for effectiveness. Our VP Engineering, James shares gems on how we reframe meetings to ensure maximum return on the time invested.

7 Feb 2023  •  Ed Stephens

Product dive: managing stakeholders, priorities and outcomes

We caught up with Ed Stephens to chat all things product management and what it’s like working as a product manager at Griffin.

30 Jan 2023  •  Nkechinyere Ogueri-Onyeukwu

What fintechs need to know about CDD

Understanding customer due diligence (CDD) is crucial for effectively managing risk and compliance in your business.

24 Jan 2023  •  Nkechinyere Ogueri-Onyeukwu, Marianne Cassidy

Understanding safeguarding accounts for fintechs

We break down safeguarding requirements for regulated fintechs and give some pointers on what to look out for when choosing a banking partner.

16 Jan 2023  •  Nkechinyere Ogueri-Onyeukwu

The KYB compliance checks no fintech can afford to miss

Scaling quickly shouldn't come at the expense of strong controls - we break down the common checks all B2B fintechs need in their onboarding process.

15 Dec 2022  •  Shanzé Ijaz Munir

Griffin hires Chief Product Officer and General Counsel to support next phase of platform maturity and commercial growth

The Banking as a Service fintech acquires top-tier talent with Sameer Dubey joining as CPO and Fergus Speight joining as GC.

9 Dec 2022  •  Mo Backer, Laura Hauser

Highlights from Slush 2022: innovation and optimisation in uncertain times

Get the low-down from our VP Marketing, Laura Hauser and product marketing manager, Mo Backer on their time at Slush 2022.

22 Nov 2022  •  Nkechinyere Ogueri-Onyeukwu

Build, test and iterate with the sandbox

Build your next financial product in our sandbox, with free unlimited access to all our banking and compliance functionality.

22 Nov 2022  •  Laura Hauser

Griffin launches its sandbox to break down barriers for startups and fintech developers

Users can now explore Griffin’s API-first, Banking as a Service platform and build financial products quickly.

10 Nov 2022  •  Laura Hauser

11:FS and Griffin join forces to bring the power of embedded finance to UK businesses

New partnership will help UK companies build and launch financial products at speed.

7 Nov 2022  •  Alistair Bull

Life as a backend engineer at Griffin

Choosing a company to dedicate some of your life to can be really hard - backend engineer Alistair Bull explains why he chose Griffin.

24 Oct 2022  •  Nkechinyere Ogueri-Onyeukwu

Q&A: why embracing partnerships is the future of embedded finance

Griffin's Head of Fintech, Miroslava Betinova, shares her perspective on everything embedded finance.

7 Sept 2022  •  Laura Hauser

Griffin launches Verify, the first product available from its API-first Banking as a Service platform

Verify helps regulated fintechs manage financial crime risks and streamline customer onboarding by automating KYC and KYB checks.

18 Aug 2022  •  James Trunk

Shaping up to build a bank

VP Engineering James Trunk on how our product process helps us solve the right problems and communicate better as a team.

7 Jul 2022  •  Laura Hauser

Griffin secures additional $15.5 million in funding in quest to become the bank fintechs can build on

Notion Capital led the round and funds will be used to continue building a tech-first bank that brings SaaS to the financial services sector.

28 Jun 2022  •  Laura Hauser

Griffin appoints Maria Campbell as its new Chief Operating Officer

Campbell will be responsible for embedding operational excellence and resilience into the business as it scales.

20 Jun 2022  •  Laura Hauser

Adam Moulson steps in as interim CEO at Griffin

Chief Commercial Officer Adam Moulson will act as interim CEO while current CEO and co-founder David Jarvis is on parental leave.

12 May 2022  •  Laura Hauser

Griffin submits application for UK banking authorisation

London-based Banking as a Service provider Griffin announces that it has reached a crucial milestone in its quest to become a fully regulated UK bank.

4 May 2022  •  Alex Nash

Five lessons to learn from anti-money laundering failures

With big banks and digital challengers alike under pressure to tackle money laundering, MLRO Alex Nash shares five lessons on strengthening your AML processes.

7 Apr 2022  •  Marianne Cassidy

Spotlight on Griffin’s Chief Risk Officer and Chief Compliance Officer, Anna O’Shaughnessy

Anna O’Shaughnessy is Clausematch’s Most Loved Compliance Professional of 2022 and one of FinTech Magazine’s Top 100 Women in FinTech.

24 Mar 2022  •  James Trunk

Why thoughtful decision-making is the key to building high-performing engineering teams

VP Engineering James Trunk on what it takes to build a thoughtful engineering culture driven by effective decision-making.

8 Mar 2022  •  Marianne Cassidy

Insights from Griffin on International Women’s Day 2022

International Women's Day is a global celebration - and an opportunity to examine what else we can do to create truly inclusive and supportive cultures at work.

22 Feb 2022  •  Laura Hauser

Top women leaders in fintech: spotlight on Griffin’s VP People, Maria Campbell

Maria Campbell named one of the top 25 women leaders in financial technology in Europe for 2022.

3 Feb 2022  •  Anna O'Shaughnessy

Four tips for getting compliance right in fintech startups

Griffin CCO Anna O'Shaughnessy on how to approach compliance in a fast-paced, high-growth environment.

15 Dec 2021  •  Marianne Cassidy

Griffin appoints top tech and financial services talent to the build the global OS for embedded finance

Griffin expands its leadership team, with Chris Forlano and Laura Hauser joining as VP Product and VP Marketing respectively.

10 Dec 2021  •  Laura Hauser

Highlights from Slush 2021: startups, storytelling, and a Griffin debut

We make our debut at Slush, Finland’s finest annual techfest and a highly anticipated event for startups all over the world.

25 Nov 2021  •  Laura Hauser

Three key takeaways on fighting financial crime from FFECON21

250+ financial crime experts, 100+ fintechs, and one goal: winning the fight against financial crime.

5 Oct 2021  •  Marianne Cassidy

Griffin selected for Tech Nation's Fintech 4.0, an exclusive network of the hottest UK fintechs

We're proud to be recognised as a leading new player in the UK’s fintech space, as part of a cohort of 22 companies making waves in payments and banking.

16 Sept 2021  •  Maria Campbell

Culture is too important to leave to chance

Culture must be taken as seriously as strategy. It is equally tangible, equally impactful, and needs to be deliberately designed and cultivated.

12 Jul 2021  •  David Jarvis

An OS for embedded finance

The seamless experience of embedded finance is only possible with an equally seamless offering powering the back-end.

17 Jun 2021  •  David Jarvis

How BaaS is driving the next wave of financial innovation

To deliver on the potential of embedded finance, companies need to leverage the complex underlying infrastructure of a bank. That's where BaaS comes in.

17 Feb 2021  •  Allen Rohner

Is it worth it?

How long can you spend trying to make a routine task more efficient before you hit a point of diminishing returns?

25 Jan 2021  •  David Jarvis

Adam Moulson and Maria Campbell join Griffin as Chief Commercial Officer and VP of People

Griffin has expanded its executive leadership, appointing Adam Moulson as Chief Commercial Officer and Maria Campbell as VP People.

16 Dec 2020  •  David Jarvis

Griffin appoints Amy Kirk to its Board

Griffin announces the appointment of Amy Kirk to its Board as Senior Independent Director (SID), effective from 3rd November 2020.

16 Nov 2020  •  David Jarvis

Griffin secures £6.5m round led by EQT Ventures to build BaaS platform and seek full bank license

London-based Banking as a Service provider Griffin today announces a £6.5m round led by EQT Ventures.

5 Jun 2020  •  David Jarvis

How we write

Good writing is probably the single most undervalued talent a startup can have.

23 Apr 2020  •  Dan Duncan

Designing a bank: part one

How a design system can help build the foundation of an efficient product design process.

17 Apr 2020  •  David Jarvis

A framework for making decisions

Rather than relying on an implicit framework and hoping things work out, we have an explicit framework for making decisions.

4 Feb 2020  •  David Jarvis

Griffin closes a £3M seed round, begins bank authorisation process

London-based startup Griffin raises £3M towards building their fully regulated banking platform for the next wave of fintech.

23 Oct 2019  •  David Jarvis

Building an immutable bank

How to design and architect an immutable, event-driven bank - and what that means.

17 Jul 2017  •  David Jarvis

A platform banking manifesto

For fintechs, being able to move lots of money around every day is a basic operational requirement - so why do so many legacy banks still make it so difficult?

3 Nov 2016  •  David Jarvis

Welcome to the Griffin Blog!

Stay up to date on our experience getting through the regulatory process, our technology, and observations about the banking industry at large.

Subscribe for blog updates

Get more news and insights from the Griffin team