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The bank you can build on

Embed banking directly into your products via our simple API. Grow your revenue and own your customer experience, while we do the heavy lifting on complex infrastructure.

We're here to help you build

  • Payments platforms

    Develop smart payments solutions for any use case, powered by our dedicated safeguarding accounts.

    Safeguarding accounts
  • Proptech and wealthtech

    Empower your clients with dedicated CASS and CMP compliant accounts, with fast onboarding and easy reconciliation.

    Client money accounts
  • Financial wellness apps

    Increase customer engagement and retention by offering white-label savings accounts with competitive interest rates.

    Savings accounts
  • Small business financing

    Simplify your flow of funds, with flexible operational accounts to enable easy loan collection.

    Operational accounts

We put the bank in Banking as a Service

We combine the secure, regulated infrastructure of a bank with the speed and power of a purpose-built BaaS platform.

An illustration showing the distinct layers in Griffin's stack. From top to bottom: brands embedding finance, fintech ecosystem, Griffin platform, Griffin bank.

Our products

Safeguarding accounts

Ringfence your customers’ money in compliance with safeguarding regulations. Dedicated and pooled accounts available.

Client money accounts

Manage your clients’ money in compliance with CASS requirements. Dedicated or pooled accounts available.

Embedded savings

Help your customers grow their money with interest-bearing savings account embedded seamlessly into your product or app.

Operational accounts

Embed flexible API-driven accounts directly into your tech stack. Perfect for companies with complex money management needs.


Send UK domestic payments via FPS, and make instant transfers to other Griffin accounts. Bacs, CHAPS, and Direct Debit coming soon.


Automate KYC and financial crime prevention checks with our end-to-end customer onboarding product.

Start coding today

  • Purpose-built API

    Using clean JSON over REST

  • Clear documentation

    Comprehensive API reference and guides

  • Immutable architecture

    Core banking system based on a durable event log

  • Cloud native

    Built on scalable, resilient infrastructure

  • Free sandbox

    Start testing right away‍—‌no fees, no sales pitch, no NDAs

GET /v0/legal-persons
Content-Type: application/json; charset=utf-8 {
  "legal-persons": [
      "latest-decision": {
        "verification-url": "/v0/verifications/vn.IHZlcmlmaWNhdGlvbi1pZA",
        "decision-outcome": "accepted",
        "decision-maker": "system",
        "decision-notes": "string",
        "created-at": "2019-08-24T14:15:22Z",
        "decision-user-url": "/v0/users/ur.ICAgICAgICAgdXNlci1pZA",
        "decision-user-username": "",
        "decision-ops-user": "griffin-ops-user"
      "legal-person-type": "individual",
      "latest-risk-rating-url": "/v0/risk-ratings/rr.ICByaXNrLXJhdGluZy1pZA",
      "display-name": "Company name",
      "application-status": "referred",
      "legal-person-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA",
      "legal-person-decisions-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA/decisions",
      "status-changed-at": "2019-08-24T14:15:22Z",
      "created-at": "2019-08-24T14:15:22Z",
      "legal-person-claims-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA/claims",
      "legal-person-bank-payees-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA/bank/payees",
      "legal-person-verifications-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA/verifications",
      "legal-name": "string",
      "legal-person-documents-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA/documents"
  "links": {
    "prev": "string",
    "next": "string"
  "meta": {
    "page": {
      "total": 0,
      "estimated-total": {
        "at-least": 10000
  "included": {
    "verifications": [
        "verification-url": "/v0/verifications/vn.IHZlcmlmaWNhdGlvbi1pZA",
        "updated-at": "2019-08-24T14:15:22Z",
        "legal-person-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA",
        "workflow-url": "/v0/workflows/wf.ICAgICB3b3JrZmxvdy1pZA",
        "created-at": "2019-08-24T14:15:22Z",
        "verification-checks-url": "/v0/verifications/vn.IHZlcmlmaWNhdGlvbi1pZA/checks",
        "risk-rating": "high-risk",
        "verification-status": "in-progress",
        "verification-risk-assessments-url": "/v0/verifications/vn.IHZlcmlmaWNhdGlvbi1pZA/risk-assessments"
    "risk-rating-entries": [
        "risk-rating-url": "/v0/risk-ratings/rr.ICByaXNrLXJhdGluZy1pZA",
        "risk-rating": "high-risk",
        "legal-person-url": "/v0/legal-persons/lp.IGxlZ2FsLXBlcnNvbi1pZA",
        "notes": "string",
        "manually-created-by": {
          "manually-created-by-type": "ops-user"
        "verification-url": "/v0/verifications/vn.IHZlcmlmaWNhdGlvbi1pZA",
        "previous-risk-rating": "high-risk"

Join our early access programme

We've started building out banking solutions for an exclusive group of early customers. Apply to become one of them.

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