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Frequently asked questions

Get quick answers to common questions about our products and services.

How is the FSCS limit calculated if it is a joint account?

For joint accounts, the FSCS limit applies to each account holder individually. This means a joint account held by two people would be protected up to £240,000 in total (£120,000 per person).

Portrait of Written by Nkechinyere Ogueri-Onyeukwu
Written by Nkechinyere Ogueri-OnyeukwuUpdated 14 September 2026

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